dev comment logic for check max users

src/main/java/ru/soune/nocopy/dto/payout/AddBankTransferRequest.java

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+package ru.soune.nocopy.dto.payout;
+
+import jakarta.validation.constraints.NotBlank;
+import jakarta.validation.constraints.Pattern;
+import jakarta.validation.constraints.Size;
+import lombok.AllArgsConstructor;
+import lombok.Builder;
+import lombok.Data;
+import lombok.NoArgsConstructor;
+
+@Data
+@Builder
+@NoArgsConstructor
+@AllArgsConstructor
+public class AddBankTransferRequest {
+
+    @NotBlank(message = "Bank name is required")
+    @Size(min = 2, max = 200, message = "Bank name must be between 2 and 200 characters")
+    private String bankName;
+
+    @NotBlank(message = "BIC is required")
+    @Pattern(regexp = "^[0-9]{9}$", message = "BIC must contain 9 digits")
+    private String bic;
+
+    @Pattern(regexp = "^[0-9]{20}$", message = "Correspondent account must contain 20 digits")
+    private String correspondentAccount;
+
+    @NotBlank(message = "Account number is required")
+    @Pattern(regexp = "^[0-9]{20}$", message = "Account number must contain 20 digits")
+    private String accountNumber;
+
+    @NotBlank(message = "Account holder name is required")
+    @Size(min = 3, max = 200, message = "Account holder name must be between 3 and 200 characters")
+    private String accountHolder;
+
+    @Pattern(regexp = "^[0-9]{10}$|^[0-9]{12}$", message = "INN must contain 10 or 12 digits")
+    private String inn;
+
+    @Pattern(regexp = "^[0-9]{9}$", message = "KPP must contain 9 digits")
+    private String kpp;
+
+    @Builder.Default
+    private boolean saveAsDefault = false;
+}

src/main/java/ru/soune/nocopy/dto/payout/AddCardRequest.java

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+package ru.soune.nocopy.dto.payout;
+
+import jakarta.validation.constraints.NotBlank;
+import jakarta.validation.constraints.Pattern;
+import lombok.AllArgsConstructor;
+import lombok.Builder;
+import lombok.Data;
+import lombok.NoArgsConstructor;
+
+@Data
+@Builder
+@NoArgsConstructor
+@AllArgsConstructor
+public class AddCardRequest {
+
+    @NotBlank(message = "Card number required")
+    @Pattern(regexp = "^[0-9]{16}$", message = "Card number 16 cipher")
+    private String cardNumber;
+}

src/main/java/ru/soune/nocopy/dto/payout/PayoutMethodDTO.java

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+package ru.soune.nocopy.dto.payout;
+
+
+import lombok.AllArgsConstructor;
+import lombok.Builder;
+import lombok.Data;
+import lombok.NoArgsConstructor;
+
+@Data
+@Builder
+@NoArgsConstructor
+@AllArgsConstructor
+public class PayoutMethodDTO {
+    private Long id;
+    private String type;
+    private String displayName;
+    private String maskedDetails;
+    private boolean isDefault;
+    private boolean isVerified;
+}

src/main/java/ru/soune/nocopy/dto/payout/PayoutMethodResponse.java

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+package ru.soune.nocopy.dto.payout;
+
+import lombok.AllArgsConstructor;
+import lombok.Builder;
+import lombok.Data;
+import lombok.NoArgsConstructor;
+import java.time.LocalDateTime;
+
+@Data
+@Builder
+@NoArgsConstructor
+@AllArgsConstructor
+public class PayoutMethodResponse {
+    private Long id;
+    private String type;
+    private String displayName;
+    private String maskedDetails;
+    private boolean isDefault;
+    private boolean isVerified;
+    private LocalDateTime createdAt;
+    private String bankName;
+    private String cardBrand;
+}

src/main/java/ru/soune/nocopy/dto/payout/PayoutMethodTypeDTO.java

@@ -0,0 +1,14 @@
+package ru.soune.nocopy.dto.payout;
+import lombok.AllArgsConstructor;
+import lombok.Builder;
+import lombok.Data;
+import lombok.NoArgsConstructor;
+
+@Data
+@Builder
+@NoArgsConstructor
+@AllArgsConstructor
+public class PayoutMethodTypeDTO {
+    private String code;
+    private String name;
+}

src/main/java/ru/soune/nocopy/dto/payout/PayoutRequestDTO.java

@@ -0,0 +1,23 @@
+package ru.soune.nocopy.dto.payout;
+
+import jakarta.validation.constraints.DecimalMin;
+import jakarta.validation.constraints.NotNull;
+import lombok.AllArgsConstructor;
+import lombok.Builder;
+import lombok.Data;
+import lombok.NoArgsConstructor;
+import java.math.BigDecimal;
+
+@Data
+@Builder
+@NoArgsConstructor
+@AllArgsConstructor
+public class PayoutRequestDTO {
+
+    @NotNull(message = "Sum of pay is required")
+    @DecimalMin(value = "1000.00", message = "Min sum for pay 1000")
+    private BigDecimal amount;
+
+    @NotNull(message = "Способ выплаты обязателен")
+    private Long payoutMethodId;
+}

src/main/java/ru/soune/nocopy/dto/payout/PayoutResponse.java

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+package ru.soune.nocopy.dto.payout;
+import lombok.AllArgsConstructor;
+import lombok.Builder;
+import lombok.Data;
+import lombok.NoArgsConstructor;
+import ru.soune.nocopy.entity.payout.PayoutRequest;
+import ru.soune.nocopy.entity.payout.PayoutRequestStatus;
+import ru.soune.nocopy.entity.payout.PayoutType;
+
+import java.math.BigDecimal;
+import java.time.LocalDateTime;
+import java.time.format.DateTimeFormatter;
+
+@Data
+@Builder
+@NoArgsConstructor
+@AllArgsConstructor
+
+public class PayoutResponse {
+    private Long id;
+    private BigDecimal amount;
+    private String formattedAmount;
+    private PayoutRequestStatus status;
+    private PayoutType payoutType;
+    private String payoutMethodDisplay;
+    private LocalDateTime createdAt;
+    private String formattedCreatedAt;
+    private LocalDateTime processedAt;
+    private LocalDateTime completedAt;
+    private String transactionId;
+    private String rejectionReason;
+    private boolean canCancel;
+
+    public static PayoutResponse fromEntity(PayoutRequest request) {
+        DateTimeFormatter formatter = DateTimeFormatter.ofPattern("dd.MM.yyyy HH:mm");
+
+        return PayoutResponse.builder()
+                .id(request.getId())
+                .amount(request.getAmount())
+                .formattedAmount(String.format("%.2f ₽", request.getAmount()))
+                .status(request.getStatus())
+                .payoutType(request.getPayoutType())
+                .payoutMethodDisplay(request.getPayoutMethod() != null ?
+                        request.getPayoutMethod().getDisplayName() : null)
+                .createdAt(request.getCreatedAt())
+                .formattedCreatedAt(request.getCreatedAt() != null ?
+                        request.getCreatedAt().format(formatter) : null)
+                .processedAt(request.getProcessAt())
+                .completedAt(request.getCompletedAt())
+                .rejectionReason(request.getRejectionReason())
+                .canCancel(request.getStatus() == PayoutRequestStatus.PENDING)
+                .build();
+    }
+}