diff --git a/src/main/java/ru/soune/nocopy/service/payout/PayoutMethodService.java b/src/main/java/ru/soune/nocopy/service/payout/PayoutMethodService.java
index 023f9b9..fce8c5e 100644
--- a/src/main/java/ru/soune/nocopy/service/payout/PayoutMethodService.java
+++ b/src/main/java/ru/soune/nocopy/service/payout/PayoutMethodService.java
@@ -7,10 +7,7 @@ import org.springframework.transaction.annotation.Transactional;
 import ru.soune.nocopy.dto.payout.AddBankTransferRequest;
 import ru.soune.nocopy.dto.payout.AddCardRequest;
 import ru.soune.nocopy.dto.payout.PayoutMethodDTO;
-import ru.soune.nocopy.entity.payout.BankTransferPayoutMethod;
-import ru.soune.nocopy.entity.payout.CardPayoutMethod;
-import ru.soune.nocopy.entity.payout.InternalPayoutMethod;
-import ru.soune.nocopy.entity.payout.PayoutMethod;
+import ru.soune.nocopy.entity.payout.*;
 import ru.soune.nocopy.entity.user.User;
 import ru.soune.nocopy.exception.DuplicateMethodException;
 import ru.soune.nocopy.repository.PayoutMethodRepository;
@@ -90,6 +87,16 @@ public class PayoutMethodService {
 
     @Transactional
     public CardPayoutMethod addCardMethod(Long userId, AddCardRequest request) {
+        List<PayoutMethod> byUserId = payoutMethodRepository.findByUserId(userId);
+
+        if (!byUserId.isEmpty()) {
+            for (PayoutMethod payoutMethod : byUserId) {
+                if (payoutMethod.getMethodType().equals(PayoutType.CARD.getDisplayName())) {
+                    payoutMethodRepository.delete(payoutMethod);
+                }
+            }
+        }
+
         String cardHash = generateCardHash(request.getCardNumber());
 
         if (payoutMethodRepository.existsByCardHash(cardHash)) {